Aegon Be Smart

An optimal life insurance solution, Aegon Be Smart protects you against accidents and helpsyou save money, at the same time.

What is Aegon Be Smart?

It is a product inspired by your needs of protection in case of accidents and their consequences, but also covers the need to invest money with minimum risk conditions.

It is a complete and easy to customise financial solution, based on your investment profile and amount available for investment.

What does Aegon Be Smart provide?

Flexibility – the product can be adjusted throughout the contract period, as your needs and financial situation change;

Customisation - during the contract period, you can make several cahnges:

  • you can deposit extra money at any time during the contract period;
  • starting from the fourth year, you can withdraw money whenever you need it;
  • you can increase the level of your investment premium and change the amount insured during the contract;
  • you set the premium payment frequency;
  • you can deposit extra money at any time during the contract period;
  • you can add or remove additional options and clauses during the contract period, depending on your requirements at a specific time;
  • upon termination of the contract, choose from seven capital withdrawal alternatives.

Transparency, security and comfort – your money is invested by BT Asset Management specialists, and you are free to choose the strategy that suits you best. The product is available in two levels to closely match your needs:

Basic packages

  The amount insured in case of death by accident Monthly premium* Contract period
Premium 20.000 RON 125 RON 20 years
Extra 100.000 RON 500 RON 20 years 

*It also includes waiver of premium in case of 1st degree disability.

Health riders

Premium (RON) Insured benefits
Monthly Annual Hospitalization from accident Convalescence from accident
20 240 60 RON / day 60 RON / day
50 600 150 RON / day 150 RON / day


Wherec an you find Aegon Be Smart?

Aegon Be Smart is available exclusively through the Banca Transilvania agency network. Check the column on the right to find your nearest branch and they will help you to customise the product according to your own needs.

Available through BT

Find your nearest branch
+4 0264 308028
(from any network)

0801 01 0128
(call center)

View the BT network

Transilvania Bank





contact Aegon Romania



+4 0264 224 224



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